While I was boxing up my groceries (because I almost always forget my reusable bags), I observed a man and his two young kids at the cash register. The cashier announced his total and the man rifled through his small stack of bills. Three times, I watched him sift through those bills, as if he was willing more to appear.
It was fairly obvious that the father did not have enough.
While I watched, my mind was a flurry with calculating my available cash and recalling what was determined in our monthly budget. But before I could reach a conclusion, the man forfeited his groceries, gathered his children, and left.
I want to say that I am generous, that I give freely to those in need. But the truth is, it is difficult right now. Due to our debt, I must consider our personal finances before giving to others. Frankly, giving to others impulsively with no concern for our personal bills would be irresponsible.
But someday, we will have the freedom to give generously and spontaneously. Being able to give more is one of my whys. It is why we are working with "gazelle intensity" to pay off out debt.
I want to be able to see a need and meet it without second thought or hesitation. That is the kind of financial confidence and stability that being debt free provides.
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